Life Insurance London
Life in London moves fast – and while you’re planning for the future, it’s important to make sure your loved ones are protected. Life insurance offers financial security and peace of mind, ensuring that your family is looked after should the unexpected happen.
At Protectus Healthcare, we help Londoners navigate the wide range of life insurance options available, from simple term life policies to more comprehensive policies with critical illness cover. Whether you’re a young professional, a growing family, or approaching retirement, we’ll tailor a policy that fits your lifestyle, goals, and budget.
As an independent, whole-of-market broker, we offer truly impartial advice and access to the UK’s top insurers, ensuring you get the best protection at the most competitive rates. Let us help you put the right cover in place, so you can focus on what matters most
- Independent insurance intermediary with over 25 years of experience.
- Specialising in health and life insurance for personal, SME and corporate clients.
- All of our services are complimentary. We never charge our clients a fee!
Why Choose Private Health Insurance?
Private health insurance gives you more control over your healthcare, offering faster diagnosis and treatment times, access to private hospitals and top-tier consultants, and a broader range of treatment options. In a city like London, where time is money and life moves fast, being able to bypass long NHS waiting lists is a major advantage.
Private medical cover also allows for a more personalised approach. Choose your consultant, book appointments at times that suit you, and benefit from private rooms and facilities if hospital care is needed. Whether it’s for peace of mind, preventive care, or protecting your family’s health, private health insurance offers a smart, flexible solution.
And with options ranging from comprehensive policies to modular plans that cover just what you need, we help you balance cost and coverage effectively.
Our Range of Insurance Services
At Protectus Healthcare, we simplify the complex world of health insurance, assisting you in obtaining tailor-made health insurance policies that cover you in the top London private hospitals and beyond. Â
Private Medical Insurance
We work with leading insurers like Bupa, AXA Health, Aviva, Vitality, and WPA to bring you policies that cover everything from inpatient and outpatient treatment, specialist consultations and diagnostic tests, Cancer cover and Mental Health. Whether you need an individual policy, family cover, or company-wide health insurance, we’ll find the right solution tailored to your needs.
Full Market Review
As whole-of-market brokers, we’re not tied to any one insurer. That means you get impartial, honest advice based on what’s genuinely best for you. We take the time to understand your health priorities, lifestyle, and budget before presenting a shortlist of tailored policy options. We’ll also help you with renewals, undertaking annual market reviews to make sure you are always getting the best cover for the best price, so you’re never left in the dark.
Specialist Cover
We can also advise on more niche levels of cover like international health insurance for expats and frequent travellers, dental and optical cover, cash plans and other employee benefits packages for London-based businesses.
Why Choose Us?
We’re not just another broker – we’re different to the rest. We get to know our clients like they’re an extension of our family, and we’re proud of how we do things at Protectus Healthcare. Our service levels are unrivalled within the industry and our clients never leave us. With close to 30 years of experience in the industry and a deep understanding of the London healthcare landscape, we pride ourselves on providing a personal and highly professional service.
Our award-winning team has helped thousands of individuals, families, and businesses across the UK find the right medical cover. We’re known for our transparent advice, market knowledge, and relentless dedication to client care.
As an independent broker, we work solely for you, not the insurers. That means you get access to the best advice, with the upmost honesty, with no hard sell and no hidden agenda.
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How to Get Started
Getting the right health insurance in London starts with a conversation. Whether you’re just starting to explore your options or looking to switch from an existing policy, we’re here to guide you every step of the way, making it seamless throughout.
Call us today on 0333 800 8009 or fill out our simple online quote form and one of our expert advisers will get back to you the same day! We’ll discuss your needs, explain your options, and help you secure cover that gives you real peace of mind.
Life insurance is one of the most important financial safety nets you can put in place. It ensures that your loved ones are financially protected if you were no longer around to provide for them. From covering mortgage repayments to funding everyday living expenses, life cover gives your family vital financial stability at a difficult time.
In a city like London, where the cost of living is high and financial responsibilities often grow with age, life insurance is becoming more essential than ever. Whether you’re a parent wanting to safeguard your children’s future, a homeowner with dependents, or someone planning for long-term peace of mind, the right life insurance policy can provide reassurance that your legacy is protected.
Beyond financial security, many modern policies offer additional features such as critical illness cover, terminal illness benefits, or even access to virtual GPs and wellbeing support, offering more than just a payout.
At Protectus Healthcare, we help you choose the right type and level of cover for your unique circumstances, making sure you have the protection you need without overpaying. Life is unpredictable, but your family’s future doesn’t have to be.
Life Insurance and Critical Illness Cover
At Protectus Healthcare, we specialise in providing tailored life insurance and critical illness cover to individuals and families across London. We understand that no two lives (or financial circumstances), are the same – which is why we offer fully personalised advice and access to the entire UK market.
Life Insurance
Life insurance is designed to offer financial protection to your loved ones should the unexpected happen. Whether you’re safeguarding your family’s home, replacing lost income, or ensuring your children’s future is secure, life cover can bring lasting peace of mind. We work closely with leading insurers to find the right policy to suit your needs – balancing cost, cover amount, and length of protection. Our expert team takes the time to understand your circumstances and goals, ensuring the solution we recommend is as individual as you are.
Critical Illness Cover
Critical illness cover complements life insurance by paying out a tax-free lump sum if you’re diagnosed with a serious illness. This support can help you focus on recovery without financial pressure, covering costs like mortgage payments, private medical treatment, or adapting your home. In London, where living costs are high and waiting for support can be stressful, critical illness protection offers valuable security.
Whether you’re just starting a family, buying a home, or planning for the future, Protectus Healthcare is here to make life insurance simple, accessible, and effective.
We’re not just another broker – we’re different to the rest. We get to know our clients like they’re an extension of our family, and we’re proud of how we do things at Protectus Healthcare. Our service levels are unrivalled within the industry and our clients never leave us. With close to 30 years of experience in the industry and a deep understanding of the London life insurance landscape, we pride ourselves on providing a personal and highly professional service.
Our award-winning team has helped thousands of individuals, families, and businesses across the UK find the right medical cover. We’re known for our transparent advice, market knowledge, and relentless dedication to client care.
As an independent broker, we work solely for you, not the insurers. That means you get access to the best advice, with the upmost honesty, with no hard sell and no hidden agenda.
Getting the right life insurance in London starts with a conversation. Whether you’re just starting to explore your options or looking to switch from an existing policy, we’re here to guide you every step of the way, making it seamless throughout.
Call us today on 0333 800 8009 or fill out our simple online quote form and one of our expert advisers will get back to you the same day! We’ll discuss your needs, explain your options, and help you secure cover that gives you real peace of mind.
Protectus Healthcare – Insuring What Matters.
