Protectus Healthcare
Income Protection for Financial Peace of Mind
Protect your income against life’s uncertainties
Have you ever wondered how long you could manage to cover your bills if you were unable to work due to an accident or illness?
Each year, close to a million individuals find themselves off work for longer than a month due to unforeseen circumstances. If you were in this situation, how long could you rely on savings or sick pay to cover your bills?
Understanding income protection insurance
Income protection provides vital support if you’re unable to work due to illness or injury. It ensures you can continue to meet your financial obligations, offering peace of mind during challenging times.
Insuring what matters
Why choose Protectus Healthcare for your Income Protection Insurance
Long-term income protection
Also known as permanent health insurance, this cover is fully underwritten at the time of application. After an agreed deferred period, it provides financial support until retirement, death or your return to work.
Short-term income protection
This option, including policies like Accident, Sickness & Unemployment (ASU) or Mortgage Payment Protection (MPPI), offers more affordable coverage. It typically doesn’t require full underwriting and provides benefits over a shorter, specified period, usually one to two years.
